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I listened to a podcast a few months ago with author John Hamer who wrote "RMS Olympic" about the alleged true story behind the Titanic. I have not read his book but he sounded credible. Here is a synopsis from the Amazon page:

“The Titanic didn’t sink! The ship that went down in the North Atlantic in 1912 was the Olympic, the Titanic’s sister ship. That’s the intriguing hypothesis of this mix of conjecture and facts that points to what could be the greatest hoax of the century. Both ships were owned by the White Star Line, which was part of J.P. Morgan’s investment empire. The company had reason and opportunity to switch the identities of these luxury liners in order to commit massive insurance fraud. Although the Olympic was a new ship, she had become severely damaged by a series of accidents, which made her unseaworthy and uninsurable. In this book, John Hamer theorizes that, instead of selling her for scrap and taking a huge loss, which might have bankrupted the Morgan venture, the decision was made to switch identities, destroy the Olympic (now posing as the Titanic), collect the insurance, and continue operating the Titanic profitably (now posing as the Olympic). You’ll be amazed at how much compelling evidence there is to support this conclusion.”

G Edward Griffin, author and researcher.

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That's basically what the video I posted says. Sounds plausible and all, but one would think that after 111 years the truth would have finally come out. In general. Not just in a single book or video.

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